Editor's Review
Meet FloatMe, your friendly financial companion designed to help you navigate the world of money management! 🤩 FloatMe provides you with the tools to get, manage, and save money effectively. Whether you need a quick cash advance, want to keep track of your spending, or avoid those pesky overdraft fees, FloatMe has got you covered.💸
Floats/Cash Advances: Need a little extra cash to tide you over? FloatMe offers cash advances to help you pay bills, get gas, or buy groceries. No credit checks, no interest, and no requests for tips—ever! Simply connect your bank account and request a Float. Receive funds in 3 days or less, or expedite for an Instant Float within minutes for a small fee. ⛽
Financial Forecast: Stay ahead of the game with the Financial Forecast feature. This smart tool calculates your likely available balance based on your recurring expenses and projected paydays, helping you plan your finances with confidence. 🗓️
Low Balance Alerts: Keep tabs on your bank balance at all times with low balance alerts. FloatMe will notify you when your funds are getting low, helping you avoid those dreaded overdraft fees. 🔔
Offers: Discover recommendations from FloatMe's growing list of partners to help you save or make money. From discounts to earning opportunities, Offers provides you with valuable resources to improve your financial situation. 🤝
Spending Insights: Get to know your money with spending category insights. FloatMe's handy chart provides a quick view of your transactions, helping you understand where your money is going. 📊
Securely Connect: FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security, ensuring your information and money are safe. Plaid works seamlessly with over 10,000 banking institutions across the US.🔒
FloatMe's mission is to guide millions of Americans to achieve financial prosperity by bridging small cash gaps with Floats and providing a suite of tools designed to help members earn, manage, and save money. Join FloatMe today and take control of your financial future! 🚀
Features
Fast cash advances with no interest
Financial Forecast for balance prediction
Low balance alerts to prevent overdrafts
Offers to save or make money
Spending insights for transaction overview
Secure bank connection with Plaid Portal
Access to financial products and services
Instant Float option for quick fund access
Pros
No credit checks required for cash advances
Avoid overdraft fees with low balance alerts
Securely connect bank accounts via Plaid
Cons
Membership fee of $3.99/month
Not available in all states