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Welcome to KOHO, the innovative financial app designed to transform the way you manage your money! 🚀 Trusted by over 1 million Canadians, KOHO offers a modern, full-service spending and savings account that puts you in control. Say goodbye to hidden fees and hello to instant cash back, high-interest savings, and personalized financial plans. Whether you're looking to boost your savings, build your credit, or simply manage your daily spending, KOHO has you covered. 💰
Personalized Plans for Everyone: KOHO understands that everyone's financial journey is unique. That's why they offer three distinct plans – Essential, Extra, and Everything – tailored to suit your specific spending and saving habits. Choose the plan that best fits your lifestyle and unlock a world of financial flexibility. 🌟
Earn More, Spend Less: Who doesn't love getting rewarded for their everyday spending? With KOHO's amazing cash-back benefits, you'll earn up to 2% back on groceries, food, drinks, and transportation. Plus, enjoy 0.5% cash back on all other purchases. It's like getting paid to shop! 🤑
Goodbye, Unnecessary Fees: Tired of those pesky bank fees? KOHO believes in transparency and fairness. That's why they don't charge e-transfer fees, ATM withdrawal fees, or any other hidden charges. Keep more of your hard-earned money where it belongs – in your pocket! 🚫💸
Build Your Credit History: Dreaming of a brighter financial future? KOHO's Credit Building program makes it easy to improve your credit history. Simply secure a line of credit, make timely repayments, and watch your credit score soar. It's a simple, effective way to achieve your financial goals. 📈
Earn Interest on Everything: Maximize your savings with KOHO's high-interest savings account (HISA). Earn 5% interest on your entire balance and watch your money grow faster than ever before. Set your savings goals and achieve them with steady, reliable growth. 🌱
Start Spending in Minutes: No need to wait – sign up for KOHO and receive a virtual card instantly. Use the app to pay bills, send Interac e-transfers, create savings goals, and chat with the KOHO team for support and suggestions. It's quick, easy, and convenient! ⏱️
Refer & Earn: Share the love and get rewarded! Refer your friends to KOHO and earn $20 for each successful referral. Plus, your friends will also receive a $20 bonus to kickstart their financial journey. It's a win-win! 🤝
Peace of Mind Guaranteed: Rest easy knowing that your money is safe and secure with KOHO. Partnering with Mastercard ensures your funds are protected, and you can lock your card in-app for added security. Enjoy peace of mind with KOHO's zero-liability policy for unauthorized use. 🛡️
Join the KOHO revolution and experience a smarter way to manage your money. Download the app today and unlock your full financial potential! 🚀
Features
Personalized plans for every spending style
Earn up to 2% cash back on purchases
No hidden fees or unnecessary charges
Build credit history with minimal effort
Earn 5% interest on your entire balance
Instant virtual card for immediate spending
Refer friends and earn bonus rewards
Secure platform with Mastercard partnership
Pros
Earn cash back on everyday spending
Build your credit history effortlessly
Earn high-interest on your entire balance
Cons
It is not a traditional bank
Interest rates are subject to change
